Superannuation Archives - Julia's Blog https://www.bantacs.com.au/Jblog/category/superannuation/ By Julia Hartman Tue, 23 Jun 2026 06:42:41 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 https://www.bantacs.com.au/Jblog/wp-content/uploads/2018/01/cropped-bantacs2logo-1-1-32x32.jpg Superannuation Archives - Julia's Blog https://www.bantacs.com.au/Jblog/category/superannuation/ 32 32 The New CGT Regime https://www.bantacs.com.au/Jblog/the-new-cgt-regime/ Tue, 23 Jun 2026 06:06:18 +0000 https://www.bantacs.com.au/Jblog/?p=2090 Download PDF         I am not objecting to the replacement of the 50% discount with indexation.  Sometimes indexation will produce a lesser capital gain than the 50% discount as under the discount half of your gain would be taxable no matter how bad inflation had been.  With indexation at least you are only taxed on ...

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]]> Utilising Your Unused Superannuation Caps https://www.bantacs.com.au/Jblog/utilising-your-unused-superannuation-caps/ Thu, 28 May 2026 23:58:07 +0000 https://www.bantacs.com.au/Jblog/?p=2054 Download PDF             Unused contributions are those left over from previous years when you and your employer did not use up your concessional contribution cap for that year.  They can be used to allow you to make tax deductible superannuation contributions up to more than just your concessional contribution cap for the current year.  ...

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]]> How to make your own super contributions – Updated 29/05/2026 https://www.bantacs.com.au/Jblog/how-to-make-your-own-super-contributions/ Thu, 28 May 2026 23:00:00 +0000 https://bantacs.com.au/Jblog/?p=636 Last Updated: 29th May 2026 Download PDF If you want to make a superannuation contribution and claim it in your 2026 tax return you best get a wriggle on. The contribution has to be safely in the superannuation fund by the 30th June. This post addresses the practicalities of making the contribution and dealing with ...

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]]> Pay Day Super https://www.bantacs.com.au/Jblog/pay-day-super/ Fri, 06 Feb 2026 02:27:25 +0000 https://www.bantacs.com.au/Jblog/?p=1975 Download PDF       Now is the time to start preparing for Pay Day Super, especially if you are using the ATO clearing house.  The penalties and administration for being late are just not worth it! ATO Clearing House Closing       The ATO clearing house closes on 30th June 2026 but you need to act now!  ...

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]]> Jim Charmers Backs Down on Taxing Unrealised Capital Gains in Superannuation https://www.bantacs.com.au/Jblog/jim-charmers-backs-down-on-taxing-unrealised-capital-gains-in-superannuation/ Mon, 20 Oct 2025 23:41:06 +0000 https://www.bantacs.com.au/Jblog/?p=1915 Download PDF      If you have close to $3mil or more in superannuation you are probably already aware that the government is rethinking its previously announced policies on large superannuation balances.   At this early stage nothing is certain, there is still to be much consultation before the law is drafted.   This blog is written to ...

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